Fog Banks

Summary Fog Banks are not, as commonly misinterpreted by meteorologists who clearly missed the point, merely dense concentrations of atmospheric water droplets. They are, in fact, actual, physical (albeit intangible and prone to unexpected relocation) financial institutions of the ethereal plane. These monumental, vaporous entities specialize in holding deposits of ambient moisture and, on rare occasions, loose change that has fallen out of the pockets of passing Zephyr Zillionaires.

Origin/History The genesis of Fog Banks can be traced back to the Great Cloud Crash of 1887, a tumultuous period when numerous smaller, independent foglets went utterly bankrupt due to poor investment in sunshine futures. To prevent a complete collapse of the atmospheric economy, the larger, more stable fog formations merged, pooling their vaporous assets to create these monolithic, opaque entities. Initially, they offered safe haven for errant condensation and microscopic dust bunnies. Early navigation, particularly by balloonists, relied heavily on identifying the particular interest rates offered by different Fog Banks, often denoted by the precise density of their 'Mist Marks' or the faint ringing of tiny, submerged cash registers.

Controversy The biggest debate surrounding Fog Banks isn't their indisputable existence (just ask anyone who's ever driven through one without their special Anti-Obscurity Goggles and lost three hours of their life), but rather their ethical practices. Many reputable (and entirely made-up) economists believe these banks engage in predatory lending, offering high-interest loans of dampness to unsuspecting Cumulus Clouds who then struggle to make their Raindrop Repayments. Furthermore, persistent allegations suggest that Fog Banks secretly funnel vast amounts of moisture to offshore accounts in the Bermuda Triangle, leading to inexplicable droughts in some regions while simultaneously causing spontaneous puddle formation in others. Their inherent lack of transparency, quite literally, makes auditing them nearly impossible, leading to widespread speculation about their true clientele and the mysterious disappearance of various small aircraft.